Insurance salesmen believe, “Insurance is sold not bought!” We disagree! With over fifteen years of experience with insurance companies we’re not commission focused. At P.R.O.F.I.T. we are clear insurance is required for risk mitigation but we’re not in the business of drumming up maximum business for insurance companies!
Our approach to building a clients insurance portfolio is based on P.R.I.M.E. (Proprietary RIsk Management Educator) which examines each individual’s particular life situation then recommends the extent of insurance required & the extent of self-insurance appropriate. The Insurance Glossary Descriptions is a great tool towards enhancing our Client’s awareness about the terms & conditions governing insurance policies.
“The power of accurate observation is frequently called cynicism by those who don’t have it.” - George Bernard Shaw.
P.R.O.F.I.T.’s Advisors using P.R.I.M.E. will bring to fore their insurance expertise to understand, assimilate & quantify the Client’s risk coverage needs then go out and find the optimum ‘Insurance coverage per rupee of insurance premium paid’ for the Client. Parameters considered include:
At P.R.O.F.I.T. we do not mistake life insurance companies for mutual funds & vice versa! Hence, we are loathe to recommend large top-heavy premium policies disguised as mutual funds with a small add on life cover nor do we tolerate a Client Investment Portfolio bereft of adequate life insurance cover! Balance is the key…